CardflareWells Fargo Autograph Journey
Wells Fargo
Key facts
- Annual fee$95
- RewardsPoints
- Everything else earns1x points
- Minimum credit score740
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (hotel) | 5x points | No cap stated |
| Travel (air) | 4x points | No cap stated |
| Dining | 3x points | No cap stated |
| Travel (other) | 3x points | No cap stated |
| Everything else | 1x points | No cap stated |
Signup bonus
60,000 points after $4,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $50 a year — One-time $50 statement credit each year on the first airline purchase of at least $50
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Wells Fargo; the card name is its owner's trademark.