Valley Max Cash Secured Card
Elan Financial Services
- Building credit
Key facts
- Annual fee$0
- RewardsCash back
- Everything else earns1% back
- Minimum credit scoreNot stated
The issuer states no minimum credit score for this card.
Earn rates
One flat rate: 1% back on purchases. The catalog records no bonus categories for this card.
Rates with conditions
- 5% back on Everything else — 5% cash back in two categories you choose; the page states no spend cap or categories for this card
- 2% back on Everything else — Unlimited 2% in one everyday category you choose
Signup bonus
The catalog records no public signup bonus for this card.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Elan Financial Services; the card name is its owner's trademark.