Sam's Club Mastercard
Synchrony
Key facts
- Annual fee$0
- RewardsCash back
- Everything else earns1% back
- Minimum credit score650
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Gas | 5% back | up to $6,000 of spend a year |
| Dining | 3% back | No cap stated |
| Travel (air) | 3% back | No cap stated |
| Travel (hotel) | 3% back | No cap stated |
| Travel (other) | 3% back | No cap stated |
| Warehouse clubs | 1% back | No cap stated |
| Everything else | 1% back | No cap stated |
Signup bonus
The catalog records no public signup bonus for this card.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Synchrony; the card name is its owner's trademark.