PSECU Founder's Rewards Visa Card

PSECU

Membership required

Key facts

Annual fee$0
RewardsCash back
Everything else earns1.5% back
Minimum credit scoreNot stated

The issuer states no minimum credit score for this card.

Earn rates

One flat rate: 1.5% back on purchases. The catalog records no bonus categories for this card.

Rates with conditions

2% back on Everything else — 2% cash rewards on purchases with a PSECU checking account and qualifying monthly direct deposit(s) of at least $500; some exclusions may apply

Signup bonus

The catalog records no public signup bonus for this card.

Applying

Foreign transaction fee: 0%

Issuer's page for this card

Membership required

Live with or be related to a PSECU member; be affiliated with a partner Pennsylvania college or university; work for a partner Pennsylvania employer; or belong to the Pennsylvania Recreation and Parks Society or Pennsylvania Consumer Council.

You live with, or are related to, a PSECU member.
You’re affiliated with one of the PA colleges or universities we work with.
You work for one of the 1,000+ employers in PA that we’re partnered with.
You join, or are an existing member of, Pennsylvania Recreation and Parks Society or Pennsylvania Consumer Council.

How to join

Notes

1.5% cash rewards on purchases, or 2% with a PSECU checking account and qualifying monthly direct deposits of at least $500 (some exclusions apply). No annual fee; $0 balance transfer fee; $0 cash advance fee; late fee up to $27. Cash rewards do not expire. Purchase and balance transfer APR 16.15% variable, cash advance APR 18.00% (as of 10/12/2026). Visa Signature benefits are provided automatically for credit lines of $5,000 or more; the page lists no amounts. Promotional balance transfer rate 4.90% APR on transfers posted 7/1/2026 through 12/31/2026.

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with PSECU; the card name is its owner's trademark.

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