CardflareM&T Visa Credit Card with Rewards
M&T Bank
Key facts
- Annual fee$0
- RewardsPoints
- Everything else earns1x points
- Minimum credit scoreNot stated
The issuer states no minimum credit score for this card.
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Groceries | 3x points | up to $15,000 of spend a year |
| Gas | 2x points | No cap stated |
| Everything else | 1x points | No cap stated |
Signup bonus
The catalog records no public signup bonus for this card.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with M&T Bank; the card name is its owner's trademark.