CardflareCiti Strata Premier
Citi
Key facts
- Annual fee$95
- RewardsPoints
- Everything else earns1x points
- Minimum credit score700
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (air) | 3x points | No cap stated |
| Travel (hotel) | 3x points | No cap stated |
| Dining | 3x points | No cap stated |
| Groceries | 3x points | No cap stated |
| Gas | 3x points | No cap stated |
| Everything else | 1x points | No cap stated |
Through the issuer's travel portal
- 10x points on Travel (hotel), Travel (other)
Signup bonus
60,000 points after $4,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $100 a year at Citi Travel — $100 off a single hotel stay of $500+ (excluding taxes and fees) booked through Citi Travel, once per calendar year
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Citi; the card name is its owner's trademark.