CardflareCiti AAdvantage Executive
Citi
Key facts
- Annual fee$695
- RewardsPoints
- Everything else earns1x points
- Minimum credit score740
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (air) — booked direct | 4x points | No cap stated |
| Everything else | 1x points | No cap stated |
At specific merchants
- 12x points at AAdvantage Hotels and AAdvantage Cars bookings
Signup bonus
125,000 points after $15,000 of spend in the first 5 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $250 twice a year at American Airlines Vacations — Up to $250 January-June and $250 July-December ($500 per calendar year)
- $15 a month at Lyft — $15 Lyft credit after 3 eligible rides in a calendar month (up to $180 a year)
- $120 a year at Avis / Budget — Prepaid car rentals booked directly on avis.com or budget.com
- $100 a year at American Airlines — Inflight and eligible Admirals Club purchases
- $120 every 4 years — Up to $120 every 4 years for the Global Entry or TSA PreCheck application fee
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Citi; the card name is its owner's trademark.