World of Hyatt Business

Chase

Business

Key facts

Annual fee$199
RewardsPoints
Everything else earns1x points
Minimum credit score670

Earn rates

Category	Rate	Cap
Travel (hotel) — Hyatt hotels and resorts and World of Hyatt Experiences	4x points	No cap stated
Everything else	1x points	No cap stated

Rates with conditions

2x points on Dining — Top three spend categories each quarter
2x points on Travel (air) — Top three spend categories each quarter
2x points on Transit — Top three spend categories each quarter
2x points on Gas — Top three spend categories each quarter
2x points on Utilities — Top three spend categories each quarter (internet, cable and phone services)
2x points on Travel (other) — Top three spend categories each quarter (car rental agencies)

At specific merchants

2x points at Fitness club and gym memberships
2x points at Shipping purchases (Top three spend categories each quarter)
2x points at Social media and search engine advertising (Top three spend categories each quarter)

Signup bonus

70,000 points after $7,000 of spend in the first 3 months.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

$50 a year at Hyatt hotels and resorts — $50 credit per single Hyatt transaction of $50 or more, up to twice each anniversary year ($100)
$10 a quarter at DoorDash, activation required — Requires an activated DashPass membership

Applying

Foreign transaction fee: 0%

Issuer's page for this card

Business requirements

Chase says generally anyone who has a business can apply, including freelancers, independent contractors, self-employed business owners and gig workers; sole proprietors may use a personal SSN instead of an EIN.

Generally, anyone who has a business can apply for a business credit card. This includes freelancers, independent contractors, self-employed business owners and gig workers.
While formal businesses typically apply with an EIN, sole proprietors and other self-employed individuals may use a personal SSN.
Annual revenue (can be $0 if you have yet to earn money)

Notes

Modeling note: travel_portal uses a flat catalog cents-per-point on combined travel_air + travel_hotel + travel_other needs; portal-only earn bonuses, portal redemption caps, and partner-specific transfer ratios are not included in optimizer ranking.

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Chase; the card name is its owner's trademark.

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