CardflareUnited Club Business Card
Chase
- Business
Key facts
- Annual fee$695
- RewardsPoints
- Everything else earns1.5x points
- Minimum credit scoreNot stated
The issuer states no minimum credit score for this card.
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (air) | 2x points | No cap stated |
| Everything else | 1.5x points | No cap stated |
At specific merchants
- 5x points at Renowned Hotels and Resorts for United Cardmembers (Prepaid hotel stays)
Signup bonus
90,000 points after $5,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $200 a year at Renowned Hotels and Resorts for United Cardmembers — Prepaid hotel stays, each anniversary year
- $12 a month at Rideshare, activation required — Yearly opt-in required; up to $12 a month January through November and $18 in December; max $150 per calendar year
- $50 a year at Avis / Budget via MileagePlus Travel — United TravelBank cash, 1st and 2nd rental each anniversary year
- $20 a month at Instacart — Two $10 credits a month, up to $240 each calendar year
- $200 a year at JSX — Each anniversary year
- $50 a year at United FareLock — Each anniversary year
- $5,000 a year — Only with a personal United credit card
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Chase; the card name is its owner's trademark.