Southwest Performance Business

Chase

Business

Key facts

Annual fee$299
RewardsPoints
Everything else earns1x points
Minimum credit score670

Earn rates

Category	Rate	Cap
Travel (air)	4x points	No cap stated
Travel (hotel) — booked direct	2x points	No cap stated
Gas	2x points	No cap stated
Dining	2x points	No cap stated
Transit	2x points	No cap stated
Everything else	1x points	No cap stated

Signup bonus

80,000 points after $5,000 of spend in the first 3 months.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

$9,000 a year
$120 every 4 years — Global Entry, TSA PreCheck or NEXUS application fee

Applying

Foreign transaction fee: 0%

Issuer's page for this card

Business requirements

Chase says generally anyone who has a business can apply, including freelancers, independent contractors, self-employed business owners and gig workers; sole proprietors may use a personal SSN instead of an EIN.

Generally, anyone who has a business can apply for a business credit card. This includes freelancers, independent contractors, self-employed business owners and gig workers.
While formal businesses typically apply with an EIN, sole proprietors and other self-employed individuals may use a personal SSN.
Annual revenue (can be $0 if you have yet to earn money)

Notes

Modeling note: travel_portal uses a flat catalog cents-per-point on combined travel_air + travel_hotel + travel_other needs; portal-only earn bonuses, portal redemption caps, and partner-specific transfer ratios are not included in optimizer ranking.

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Chase; the card name is its owner's trademark.

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