Chase Sapphire Reserve

Chase

Key facts

  • Annual fee$795
  • RewardsPoints
  • Everything else earns1x points
  • Minimum credit score740

Earn rates

CategoryRateCap
Travel (air) — booked direct4x pointsNo cap stated
Travel (hotel) — booked direct4x pointsNo cap stated
Dining3x pointsNo cap stated
Everything else1x pointsNo cap stated

Through the issuer's travel portal

  • 8x points on Travel (air), Travel (hotel), Travel (other)

At specific merchants

  • 5x points at Lyft (Lyft rides and other qualifying Lyft products bought in the Lyft app)
  • 10x points at Peloton (Peloton equipment and accessory purchases over $150, up to $5,000 in total purchases)

Signup bonus

100,000 points after $6,000 of spend in the first 3 months.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

  • $300 a year — Travel purchases, each account anniversary year; qualifying purchases do not earn points
  • $250 a year at The Edit by Chase Travel — Up to $250 per prepaid stay of 2+ nights, max $500 per calendar year
  • $150 twice a year at Sapphire Reserve Exclusive Tables (OpenTable) — Up to $150 Jan-Jun and up to $150 Jul-Dec ($300 per calendar year)
  • $150 twice a year at StubHub / viagogo, activation required — Up to $150 Jan-Jun and up to $150 Jul-Dec ($300 per calendar year)
  • $10 a month at Lyft — In-app ride credit
  • $10 a month at Peloton, activation required — Eligible Peloton memberships, max $120 per calendar year
  • $15 a month at DoorDash — One qualifying order per month; requires DashPass activated with the card
  • $10 a month at DoorDash — Two $10 non-restaurant promos per month; requires DashPass activated with the card
  • $120 a year at DoorDash DashPass, activation required — Complimentary DashPass, $120 value for 12 months (or through 12/31/2029 if longer)
  • $324 a year at Apple TV + Apple Music, activation required — At least 12 months from activation
  • $120 every 4 years — Global Entry, TSA PreCheck or NEXUS application fee
  • $250 a year at The Shops at Chase
  • $500 a year at Southwest Airlines via Chase Travel

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Chase; the card name is its owner's trademark.

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