Chase Ink Business Preferred

Chase

Key facts

  • Annual fee$95
  • RewardsPoints
  • Everything else earns1x points
  • Minimum credit score700

Earn rates

CategoryRateCap
Travel (air)3x pointsup to $150,000 of spend a year
Travel (hotel)3x pointsup to $150,000 of spend a year
Travel (other)3x pointsup to $150,000 of spend a year
Utilities — Internet, cable and phone services3x pointsup to $150,000 of spend a year
Everything else1x pointsNo cap stated

At specific merchants

  • 3x points at Shipping purchases (Part of the $150,000 combined 3x cap each account anniversary year)
  • 3x points at Social media and search engine advertising (Part of the $150,000 combined 3x cap each account anniversary year)
  • 5x points at Lyft (Qualifying Lyft products and services bought in the Lyft app)

Signup bonus

100,000 points after $8,000 of spend in the first 3 months.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

  • $10 a month at DoorDash, activation required — Grocery, retail and other non-restaurant orders; requires an activated DashPass membership

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Chase; the card name is its owner's trademark.

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