CardflareCapital One Spark Miles
Capital One
- Business
Key facts
- Annual fee$95
- RewardsPoints
- Everything else earns2x points
- Minimum credit score720
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Everything else | 2x points | No cap stated |
| Everything else | 2x points | No cap stated |
Signup bonus
50,000 points after $4,500 of spend in the first 3 months.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Capital One; the card name is its owner's trademark.