Platinum Plus

Bank of America

Key facts

  • Annual fee$0
  • RewardsCash back
  • Everything else earns0% back
  • Minimum credit score670

Earn rates

One flat rate: 0% back on purchases. The catalog records no bonus categories for this card.

Signup bonus

The catalog records no public signup bonus for this card.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

  • $100,000 a year — $100,000 in travel accident insurance

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Bank of America; the card name is its owner's trademark.

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