CardflareAir France KLM World Elite
Bank of America
Key facts
- Annual fee$89
- RewardsPoints
- Everything else earns1.5x points
- Minimum credit score700
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Dining | 3x points | No cap stated |
| Travel (air) | 3x points | No cap stated |
| Everything else | 1.5x points | No cap stated |
At specific merchants
- 3x points at Air France, KLM and SkyTeam member airlines
Signup bonus
50,000 points after $2,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $5,000 a year — 5,000 miles each account anniversary after $50+ in purchases in the anniversary year
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Bank of America; the card name is its owner's trademark.