CardflareWyndham Earner Plus
Barclays
Key facts
- Annual fee$95
- RewardsPoints
- Everything else earns1x points
- Minimum credit score670
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (air) | 4x points | No cap stated |
| Travel (hotel) | 4x points | No cap stated |
| Travel (other) | 4x points | No cap stated |
| Dining | 4x points | No cap stated |
| Groceries | 4x points | No cap stated |
| Everything else | 1x points | No cap stated |
At specific merchants
- 6x points at Hotels by Wyndham (Including Wyndham Travel Bundles)
Signup bonus
45,000 points after $1,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $15,000 a year — 15,000 bonus points each anniversary year after paying the annual fee
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Barclays; the card name is its owner's trademark.