CardflareAARP Essential Rewards Mastercard
Barclays
Key facts
- Annual fee$0
- RewardsCash back
- Everything else earns1% back
- Minimum credit score670
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Gas | 3% back | No cap stated |
| Drugstores | 3% back | No cap stated |
| Everything else | 1% back | No cap stated |
Rates with conditions
- 2% back on Everything else — Eligible medical expenses only (doctors, dentists, chiropractors, glasses, hearing aids and more)
Signup bonus
$100 after $500 of spend in the first 3 months.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Barclays; the card name is its owner's trademark.