Apple Card

Goldman Sachs

Key facts

  • Annual fee$0
  • RewardsCash back
  • Everything else earns1% back
  • Minimum credit score670

Earn rates

CategoryRateCap
Online shopping3% backNo cap stated
Everything else1% backNo cap stated

Rates with conditions

  • 2% back on Everything else — Purchases paid with Apple Pay (any category); the titanium card and card number earn 1%

At specific merchants

  • 3% back at Apple (Everything bought at Apple, including App Store, services and Apple Card Monthly Installments purchases)
  • 3% back at Ace Hardware — With Apple Pay, at participating stores, online or in the app
  • 3% back at Booking.com — With Apple Pay, eligible stays and car rentals booked through the Apple Card Booking.com link and paid in advance
  • 3% back at ChargePoint — With Apple Pay, public ChargePoint EV charging and ChargePoint.com home charging
  • 3% back at Exxon Mobil — With Apple Pay at Exxon or Mobil pumps and attached convenience stores
  • 3% back at Hertz — With Apple Pay, eligible rentals booked on Hertz.com or the Hertz app at U.S. corporate locations
  • 3% back at Nike — With Apple Pay at Nike stores, Nike.com and Nike apps
  • 3% back at Uber — With Apple Pay in the Uber app or uber.com
  • 3% back at Uber Eats — With Apple Pay in the Uber Eats app or ubereats.com
  • 3% back at Walgreens — With Apple Pay online, in the app and in stores
  • 3% back at Duane Reade — With Apple Pay online, in the app and in stores

Signup bonus

The catalog records no public signup bonus for this card.

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Goldman Sachs; the card name is its owner's trademark.

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