CardflareMarriott Bonvoy Business
American Express
- Business
Key facts
- Annual fee$125
- RewardsPoints
- Everything else earns2x points
- Minimum credit score700
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (hotel) | 6x points | No cap stated |
| Dining | 4x points | No cap stated |
| Gas | 4x points | No cap stated |
| Online shopping | 4x points | No cap stated |
| Everything else | 2x points | No cap stated |
Signup bonus
75,000 points after $6,000 of spend in the first 6 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $100 a year
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with American Express; the card name is its owner's trademark.