CardflareHilton Honors Card
American Express
Key facts
- Annual fee$0
- RewardsPoints
- Everything else earns3x points
- Minimum credit score670
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (hotel) — booked direct | 7x points | No cap stated |
| Dining | 5x points | No cap stated |
| Groceries | 5x points | No cap stated |
| Gas | 5x points | No cap stated |
| Everything else | 3x points | No cap stated |
Signup bonus
70,000 points after $2,000 of spend in the first 6 months.
Offer expires 2027-01-13.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with American Express; the card name is its owner's trademark.